LEGAL

Roger Gaines Resource Stock Advisor (“we and ”us”) is a division of Gaines Publishing Corp. We do not provide individual investment advice to anyone accessing the information we publish ("customer"). The information we publish is based on our opinions, data and research. Although we make every effort to provide the most accurate and updated information possible, our information cannot take into consideration your personal finances and goals, and therefore is not intended to be used as a personalized recommendation service to buy, hold, or sell securities or investments, or engage in any trading strategy. Such recommendations may only be made by your personal advisor or the broker you select. We may actively trade in the investments discussed in our publications. We may have minor positions in the securities recommended and may increase or decrease such positions without notice. Past performance does not guarantee future results.

Most investments involve risk of loss. Although we believe the strategies and analyses that we publish are designed to protect your principal, you can lose money. Therefore, the information we publish is not suited for beginning investors or people who are not considered to be sophisticated investors.

We believe our data sources are accurate, but we do not verify their accuracy independently. Therefore, we cannot assure you that the information is accurate or complete. Nor do we guarantee the success of any investment decision you may make using our data, information, or analyses.

Our publications contain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934, including statements regarding expected continual growth of the featured company and/or industry. In accordance with the safe harbor provisions of the Private Securities Litigation Reform Act of 1995, the publisher notes that statements contained herein that look forward in time, which includes everything other than historical information, involve risks and uncertainties that may affect the company's actual results of operations. Factors that could cause actual results to differ include the size and growth of the market for the company's products and services, the company's ability to fund its capital requirements in the near term and long term, pricing pressures, etc.

LIMITATION ON LIABILITY

Liability, whether in contract, tort, negligence, or otherwise, shall be limited in the aggregate to direct and actual damages not to exceed the fees received by us from Customer. We will not be liable for consequential, incidental, punitive, special, exemplary, or indirect damages resulting directly or indirectly from the use of or reliance upon any material provided by us. Without limitation, we shall not be responsible or liable for any loss or damages related to, either directly or indirectly, (1) any decline in market value or loss of any investment; (2) a customer's inability to use or any delay in accessing our website or any other source of material provided by us; (3) any absence of material on our website; (4) failure to deliver or delay in delivering any material or (5) any kind of error in transmission of material; or (6) the use by a customer of any of our published material to invest in any way which may be deemed unsuitable in accordance with certain industry standards. Customer acknowledges that, without limitation, the above-enumerated conditions cannot be the probable cause of any breach of any agreement between us and Customer. "No-risk" and "risk-free" refer solely to the product price refund policy.

REFUND POLICY

All merchandise (including but not limited to subscriptions and special reports) purchased are 100% refundable within the first thirty days after purchase, and thereafter are refunded on a pro-rated basis

LOCATION

Gaines Publishing Corp. is a canadian company incorporated in Canada.  We have a US office located at 9980 South 300 West, Suite 200, Sandy, UT 84070 and a Canadian office located at #678-33771 George Ferguson Way, Abbotsford, BC V2S-2M5.

DISCLAIMER OF WARRANTY

Any and all material provided by us is provided “as is” and we make no warranty of any kind, express or implied, including but not limited to, any warranties of merchant ability or fitness for a particular purpose.

ACKNOWLEDGEMENT AND AGREEMENT

Withstanding any other agreement or other communications between us and Customer to the contrary, receipt or use of any material provided by us, at any time and through any means, whether directly or indirectly, represents acknowledgement by such person of this disclaimer and agreement with its terms and conditions.

THIRD-PARTY SITES, PRODUCTS, AND SERVICES

Links from any of our websites or emails are provided as a means of communicating marketing material and advertising of our products. Should you leave our sites or email, via a link contained herein, the content that you view therein may not provided by us. We are not responsible for, nor have developed or reviewed, the content at sites which are not ours. We make no guarantees, representations, or warranties as to, and shall have no liability for, any electronic content delivered by any third party, including, without limitation, the accuracy, subject matter, quality, or timeliness of any electronic content.

COPYRIGHT NOTICE

We are the copyright owner of all information contained in our published material including this website and all other websites we publish, and all emails published by us. Other parties' trademarks and service marks that may be referred to herein are the property of their respective owners. You may print a copy of the information contained herein for your personal use only, but you may not reproduce or distribute the information to others or substantially copy the information on your own server, without our prior written permission. Use or reproduction of information from this service for any other purpose is expressly prohibited by law, and may result in civil and criminal penalties. Violators will be prosecuted to the maximum extent possible.

PRIVACY NOTICE

This Privacy Policy applies to the websites (together, the "Websites") that are owned or operated by Gaines Publishing Corp.  (referred to herein as "we," "us," and "our"), including ResourceStockAdvisor.com and any other websites that display or link to this Privacy Policy. We collect certain personal information based upon and as a result of the use of our Websites by visitors and subscribers (referred to herein as "you" or "your"). Our collection and use of your information will be conducted in accordance with this Privacy Policy.

Collected Information:

When you subscribe to our products and services, we collect and you disclose certain personal information, such as your name, email address, mailing address, telephone number or fax number, username, password, credit card number, and other information described in this Privacy Policy ("Personal Information"). We also automatically collect anonymous tracking information about you to gauge response to our communication efforts and the popularity of specific areas of our Websites.

Our Websites use cookies, which are small files placed on your computer’s hard drive by an Internet server when you visit a website. We use cookies to allow authentication for access to subscriber-only areas of our Websites and to assure that the content you view is appropriate to your subscription status. Cookies also allow you to leave our Websites and come back without having to re-enter your username and password every time (within a limited time period). If you do not want to accept cookies from our Websites, you may configure your web browser so that it does not accept cookies; however, certain functions available on the website may be lost.

Consent:

By providing your Personal Information through the Websites, you consent to our collection and use of your Personal Information and other information in accordance with the terms of this Privacy Policy.

Personal Information Use:

a. We will use your Personal Information to process your subscription or requests for information. We may also use such Personal Information to offer additional information to you about us, our products and/or services, personalize the types of information you receive from us, evaluate how our Websites are being used and the audience our Websites are reaching, identify market trends and market interests that help us improve the products and services that we offer, and develop and improve the content and operation of our Websites to better serve the needs of our customers.

(1) Online Orders. When you purchase a subscription from us, we will request certain Personal Information, including credit card information. Individuals who do not have a Visa, MasterCard or American Express credit card are not permitted to make purchases with us online.

(2) Sharing Information with Other Companies. We may share your Personal Information (but never your credit card or password information) with our affiliates or with third parties who provide services to us and agree to keep your Personal Information confidential.

(3) Mailing and Email Addresses. We will use your mailing and email addresses to send you the publications you have subscribed to. We may also contact you with questions about your subscription or service, or to remind you of your password, if necessary. If you submit an inquiry via email about one of your subscriptions, for security reasons we may ask you to provide additional information so we can verify your identity.

b. We may send you information and special offers on our other products. We may also, on occasion, use your mailing or email address to send you information or special offers from select companies that offer products, services or information we believe may be of interest to you. Though we hope you gain value from the email messages you receive, you can choose to opt out of receiving further messages by following the instructions provided at the bottom of each email.

You may, at any time, request to not have your mail and email information used for information and offers from us or other companies by contacting our customer service center at 1-877-440-7333 or This e-mail address is being protected from spambots. You need JavaScript enabled to view it .

c. We will only disclose your Personal Information to our employees, affiliates, agents, contractors, or other third parties who have a need to know such information for the uses listed above. Except as provided above, we will not disclose Personal Information to any other third parties.

d. Personal Information may also be aggregated with such information from other visitors to the Websites such that the information no longer personally identifies you. We may use the aggregated information for the general purpose of evaluating our market and/or business trends, our customer demographics, interests and behavior, our past and future product or service offerings and/or pricing, or other aspects of our business.

e. We also retain the right to release your Personal Information when required by law or when we, in good faith, believe that we must release the information in order to: (1) satisfy a legal order or comply with legal process; (2) defend our rights or those of our affiliates or business partners; or (3) protect the personal safety of our employees, agents, affiliates, business partners, customers, or site users. We also retain the right to transfer your Personal Information in the context of the sale of all or part of our business.

Security:

Although we take the security of your Personal Information very seriously and are constantly improving our efforts to protect it, no electronic communication over the Internet can be guaranteed to be completely secured. Though we take great care to protect your personal information, we cannot guarantee the security of any information that you submit to us, and you do so at your own risk.

Advertising and Linked Websites:

Our Websites may feature products and services that are co-sponsored by other websites. One example of such a feature is our stock quote data, which is provided to us by a third party. Additionally, our Websites contain links to other websites, including those of advertisers. We are not responsible for the claims or representations made by advertisers or sponsors. While these co-sponsored activities, banner ads, and links originate on our Websites, we do not necessarily operate them.

For example, if you click on a link or banner advertisement, you’ll be directed to the advertiser’s site. These other sites may use cookies, collect data, or solicit personal information from you. Since we do not have control over the privacy practices or the content of these sites, we recommend that you check their privacy policies before giving out any personal information. We do not own, control, have access to, or maintain any information collected by our co-sponsors or advertisers. Some e-letter issues also include advertising. By opting to receive e-letters from the Resource Stock Advisor, you also agree to receive such advertisements.

Changes to Privacy Policy:

From time to time, we may revise this Privacy Policy. If we make revisions that change the way we collect or use your Personal Information, those changes will be posted in this Privacy Policy and the effective date will be noted at the bottom of the Privacy Policy. You should review it periodically so that you are up to date on our most current policies and practices. If we make material changes to this Privacy Policy, we will notify you by placing a notice on the Websites and by sending a notice to you via email to your last email address in our records.

Please note that you are responsible for updating your personal information with us, including any changes to your email address. In the event that the last email address you have provided us is not valid, or for any other reason is not capable of delivering to you the notice described above, our sending of the email containing such notice will nonetheless constitute effective notice of the changes described in the notice.

Contacting Us:

You may contact us regarding this Privacy Policy by contacting our customer service center at 1-877-440-7333 or by writing to 9980 South 300 West, Suite 200, Sandy, UT 84070.

Last update: January 1, 2010